Banking & Finance

For over 50 years Kells has delivered first rate, timely and cost effective advice and documentation to borrowers and lenders.  Kells are banking and finance lawyers serving Wollongong, Shellharbour, Dapto, Thirroul and Sydney. Learn about our areas of expertise here:

Our expertise and experience has been developed by acting for:

  • Personal borrowers;
  • Corporate and commercial borrowers;
  • Institutional lenders – including banks, credit unions, and building societies; and
  • Private lenders.

We assist corporate and commercial borrowers by developing strategies for financing, including security structures and negotiating borrowing terms from lenders ranging from major banks to private equity groups. We assist lenders to deliver great business outcomes by:

  • Developing and drafting loan documentation, developing systems and processes and training your staff,
  • Advising on and documenting loan security arrangements,
  • Auditing and acting on security reviews.
  • Advising and acting on enforcement of securities including land mortgages, corporate charges and personal and corporate guarantees.

Experience for lenders includes:

  • Documenting more than 12,000 credit code and commercial loan securities;
  • More than 800 recovery of possession and mortgagee sales;
  • Advising on, and drafting security documentation amendments, and assisting with training and implementation of changes arising out of the Personal Property Securities Act for a national lender;
  • Advising on and drafting security documentation and assisting in implementation of a self-managed super fund lending product for a national lender; and
  • Acting on complex fraud and unconscionable conduct cases including leading cases that have defined the application of the relevant law.

Kells develops deep relationships with our clients built on mutual trust, understanding of the industry and direct relationship partner access.

Kells’ deep knowledge of the banking and finance industry, both from the borrower and lender perspectives, extends beyond traditional loan and security documentation to provision of commercial and strategic advice.