Expertise

Banking & Finance Law

BANKING & FINANCE LAWYERS SYDNEY

Finance Law Specialists

Whether you're launching a new venture or managing an established business, our team provides a full suite of legal services to support your financial and commercial needs.

Complete Range of Services

Whether you need loan documentation, regulatory advice, or assistance with finance structuring, we provide legal advice aimed at helping you achieve strong commercial outcomes.

Readily Accessible

With offices conveniently located throughout Sydney and across the Illawarra region, we are readily accessible to provide comprehensive legal services to individuals and businesses in need.

Bespoke Legal Solutions

Kells does not require you and your business to fit our products and services. Instead, we take the time to understand your needs and deliver solutions and outcomes that enhance and grow your business.

Here To Help

Looking to secure financing with confidence? Need to draft loan and security documents that stand up to scrutiny? Unsure about your rights and obligations in a lending arrangement? Banking and finance law is an incredibly technical and highly regulated area, with strict compliance requirements, evolving legislation, and significant financial risks for lenders and borrowers alike.


At Kells, we provide comprehensive legal support for institutional lenders, private lenders, brokers, and borrowers. We assist with meticulous loan and security documentation, enforcement strategies, regulatory compliance, and commercial finance structuring. Our goal is to make sure your financial transactions are legally sound, enforceable, and aligned with your broader business objectives — giving you the clarity and confidence to make informed decisions.

How Can Our Banking & Finance Lawyers in Sydney Help?

In banking and finance, sound legal strategies are the backbone of successful financial dealings. The financial sector is heavily regulated, and attempting to handle compliance requirements, contractual obligations, and high-stakes financial decisions without legal counsel can lead to a myriad of unnecessary risks.


At Kells, our Sydney banking and finance lawyers provide comprehensive legal services for both lenders and borrowers. We offer far more than just loan and security documentation. We also advise on commercial finance arrangements, risk management, and regulatory compliance. This ensures that every financial transaction is structured to protect your interests and support your broader business goals.


We act for institutional lenders, private lenders, commercial borrowers, and individual borrowers, giving us a deep understanding of the legal and commercial dynamics on both sides of the transaction. This unique perspective allows us to deliver practical solutions that help our clients secure financing, enforce loan agreements, and manage financial risks effectively. No matter your role in the financial ecosystem, we are here to bridge the gap between your business objectives and the legal frameworks that govern them.


Here’s how we assist lenders and borrowers:

  • Lenders

    Our team is experienced in both loan origination and enforcement.


    Loan origination

    We have prepared and documented over 12,000 consumer and commercial loans, covering various security structures, including unsecured loans, mortgages, security interests, guarantees, and caveats.


    We prioritise precision and efficiency and deliver accurate loan documentation with fast turnaround times to help our clients meet the often strict deadlines imposed by borrower transactions.


    Our team also drafts and updates template loan and security documents, ensuring compliance with legal and regulatory requirements. Additionally, we provide legal guidance on trust deeds, building contracts, presale agreements, and other due diligence matters, giving lenders the confidence to proceed with well-structured and enforceable agreements.



    PPSR

    We can manage our lender clients’ registrations on the Personal Property Securities Register, ensuring that registrations over personal property are made in time and correctly, so that they are legally enforceable.



    Enforcement

    We have acted on more than 800 possession and mortgagee sale matters, including complex fraud and unconscionable conduct cases.

  • Borrowers

    We assist borrowers by developing effective financing strategies, structuring security arrangements, and negotiating borrowing terms to align with their financial objectives.


    Our Sydney banking and finance lawyers provide legal advice on a variety of lending arrangements, including traditional mortgages, charge finance, equipment finance, reverse mortgages, and guarantees. We make sure that borrowers fully understand their rights and obligations to help them secure financing on favourable and enforceable terms.


    Many of our clients engage in intercompany lending across their business entities. We work closely with their accountants and financial advisors to document and properly secure these transactions. This helps to reduce risks and ensure legal clarity in loan agreements.

Get Expert Banking & Finance Law Advice in Sydney

Struggling with the intricacies of banking and finance law? Kells is here to provide the legal advice you need. Reach out today, and let’s discuss how we can help you move forward with confidence.

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